Being a car owner is not only convenient, but also responsible. In addition to comfort, motor transport also brings additional responsibilities. One of them is car insurance. Unfortunately, unexpected situations often happen on the roads. Therefore, it is important to choose the right policy that will help you cover a car insurance claim.
What types of insurance are there?
No matter how experienced the driver is, there are always risks when driving. It is for such circumstances that insurance is created. It comes in three types.
- Mandatory civil liability insurance – it is imposed on all vehicle owners. It is usually valid for 12 months and covers expenses during an accident. However, drivers often do not limit themselves to it. The fact is that it compensates the losses of the injured party without covering the costs of the culprit. That is, if you create an emergency, the policy will only reimburse the material costs of the other party. It is for these reasons that car owners also enter into other types of insurance contracts.
- CASCO is a profitable choice for many. When an insured event occurs, this contract covers the losses of both participants. In addition, there is the possibility of additional protection against various hazards. It also covers the following insured events when insuring a car: theft, fires, natural disasters, war events, etc. The advantages of CASCO insurance are obvious, so this is a profitable offer.
- Green card – protection of a vehicle in other countries. For those who travel abroad, it is necessary to obtain it in order to cover the car insurance claim outside their state.
What to do if an insured event occurs?
When concluding an insurance agreement, the driver must carefully study all its terms and conditions. In order for the service to pay for car repairs due to an insured event, you need to correctly and timely draw up documents that assess the damage. Insurance is something that will help you cope with many problems.
And we will come to the rescue in the matter of practical restoration of vehicles. Most often, drivers in such circumstances come to us if they need body repairs and painting, replacement of the chassis and other restoration work for your car. An insurance company and a reliable car service are important assistants for every car. Therefore, choose the best and proven ones. We wish you safety on the road!
