Unfortunately, no one is immune from road accidents. Even experienced drivers get into accidents. That is why insurance is a mandatory requirement for all vehicle owners. It comes in different types and is carried out by many companies. However, in any case, it is important to correctly assess the damage to the car. This will affect the amount of insurance payments.
Procedure for assessing damage
After a car has been involved in an accident, it is important to record the necessary moments for a high-quality professional analysis. This can be done by an employee of the insurance company you have chosen, or by an independent specialist. Many car owners use the second option. An independent assessment of car damage is not expensive, but can help fairly compensate for expenses. But no matter who does the analysis, the steps in the process are the same.
- Checking personal documents. At this stage, the expert checks the driver’s license, insurance policy, and registration certificate.
- Recording details of an accident. Photos, videos from the scene, and eyewitness testimony are taken into account. All this will be added to the vehicle damage assessment examination folder.
- Detection of damage. Since a car insurance claim carries financial compensation, the inspector must not miss a single breakdown.
- Determination of cost. This is one of the most critical stages, because the amount of compensation directly depends on it. The cost of all work that needs to be done is determined by assessing the damage to the car. The average price for services is taken into account. If repair work exceeds the cost of the vehicle, then such a vehicle is considered unsuitable for repair.
- Drawing up all the documentation of the case and submitting them to the court or insurance company.
- Payment of insurance compensation.
Our car service has become a reliable assistant for many owners who assessed the damage to their car. Whatever the damage, we help eliminate it. After an accident, cars need replacement of the chassis, repair of the car body with painting and other restoration work. We do all this quickly and efficiently. A fair review by experts, the responsibility of the insurance company and the professionalism of our technicians help drivers return their vehicles to full operation.
